Once you have graduated from a college or university, you need to start thinking about the loans you needed to get through these years. They must be paid back in a timely manner in order to keep a good credit rating for such times when you may need another loan to purchase a home [...]
Continue reading...2. December 2007
There is a myth that only the rich can afford to get a college education. This could not be further from the truth. The sad truth is that in today’s highly technical and fast paced society, a college education is a vital necessity. Even the simplest of tasks is becoming computerized to a point that [...]
Continue reading...1. December 2007
Anybody studying in the United States and owing a student loan is eligible for federal student loan consolidation plans. Federal student loan consolidation plans are applicable for all students whether you are still in school or a recent graduate or already into your new career.
Continue reading...21. November 2007
Once you graduate and find a job, the reality of paying back your student loans hits. Below are some steps you can take to help keep the payments from causing you heartache. The first rule is to stick to a payment plan. Set aside a certain amount every month for your loan payment. [...]
Continue reading...20. November 2007
While you may not be able avoid taking out a loan for college, here are six tips to help minimize the cost of your college education. * Choose an affordable school. Quality of education is not directly related to the cost of education. State schools are partially funded by the government, so they are often less [...]
Continue reading...19. November 2007
Anyone that has gone through college knows it cost a lot, which leads to many take out student loans. Just as with any type of loan, it is important that you do your research to find the best student loans for your situation. Different loans will get you different amounts of money with various circumstances [...]
Continue reading...16. November 2007
A scholarship is money given to pay or offset school expenses and lower the number of student loans you need. The amounts can range from only a few dollars to an all expenses type. This latter one is often referred to as a full ride. The counseling offices of most high schools will have a [...]
Continue reading...15. November 2007
One of the primary sources for student loans is the federal government. These are called Stafford loans. There are two types, direct and FFEL. These differ in a number of respects and have the same eligibility requirements. The major differences are how the loans are repaid and the needs.
Continue reading...15. November 2007
In today’s mass-market media world, everybody is trying to get something for nothing. One very old saying says to never look a gift horse in the mouth. This is as true today as it was when it was first coined. Whenever something is offered for free, there is almost always a catch to it. Granted [...]
Continue reading...11. November 2007
Federal student loans are based on both income and availability. What happens if you can’t afford college yet don’t qualify? An alternative choice for you or your parents is a private student loan. These are loans done through private lenders instead of the government. The advantage of these types of direct student loans is [...]
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6. December 2007
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