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Pell Grants
There are ways you can lessen the amount of student loans you need. Once you are accepted at an accredited university, college, or community college, talk to the financial aid department. There are several scholarships and grants that are based on income and may make it possible not to need as high a student loan.
Continue reading...Other types of Student Loans
10. November 2007
Not all loans for college are obvious. There are two sources for financial aid that are often overlooked. Each of these will be discussed in more detail below. Parents tend to plan their children’s future well before the child is even born. Although mom and dad just know their child will be a genius and [...]
Continue reading...Paying Off Defaulted Student Loans
10. November 2007
If you have not made your federal Stafford, PLUS or Graduate PLUS loan payment in over 270 days, your student loan will be considered in default. What can you do about this to keep your credit from being ruined?
Continue reading...Options for Paying Your Student Loan
9. November 2007
There are mainly four options for paying back your student loan. If you land up with a good job once out of college, and can afford to make steep monthly payments, go with the standard payment schedule. Under this option, you can pay off your debt within 10 years with the best interest rate. It’s [...]
Continue reading...Help, I Can’t Pay Back My Student Loan!
9. November 2007
What happens if you find yourself unable to pay back your student loan? Rather than ignore the payments, try contacting the student loan officer at your bank and ask about a deferment. A deferment will allow you to put off paying in any of the following circumstances:
Continue reading...Federal Student Loans Vs Parent Loans
8. November 2007
Federal student loans have the lowest interest rates and the best repayment options. If you need to apply for a loan and you can qualify for federal loans then make this the top choice. As a way of limiting your loan responsibilities, only get the funds that you will need and refuse any other offers [...]
Continue reading...How to apply for a Student Loan
7. November 2007
There are many factors to consider before applying for a student loan. Among these are how much is available in savings or other non-loan areas. Are you going to receive any scholarships? Is the educational institution accredited? Will you be going full time or only taking one or two classes? Make a list of the [...]
Continue reading...FAFSA – Free Application For Student Aid
7. November 2007
FAFSA is Free Application For Student Aid. This is the first step in all applications for establishing a person’s eligibility for federal or private loans. Federal loans are called Stafford loans and will be covered separately. There is a minimum eight-week turn around time so application must be made early. This procedure must be completed [...]
Continue reading...Student Loans for Graduate Students
7. November 2007
For those who want to continue their education into the post-graduate level, there are still loan options available. The biggest ones are the same as undergraduate loans, the Perkins and Stafford Loans. Another resource is to look to private organizations for graduate loans. Below is a brief summary of the loans available to graduate [...]
Continue reading...How Not to Pay Back Your Student Loan
6. November 2007
Is there ever a chance you will not have to pay back your student loans? The answer is: YES! Depending on the type of student loan you have and when you obtained it, you may be able to cancel all or a portion of your loan under one of the following circumstances:
Continue reading...About Me
I am Amanda Jordan, a Certified Debt Counselor endorsed by PolicyDeal.com Group. I would like to help people get out of debt and can help them chalkout a customized plan of action. If you want to talk to me please fill the above form and wait for my call (for US people only).
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10. November 2007
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